RCS-D Directory™ | Real Estate Collaboration Specialist - Divorce™
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Elena De Luz
RCS-D™ Mortgage | Senior Mortgage Loan Originator | NMLS #1180152 Barrett Financial Group, L.L.C.Biography
Chandler, AZ
Notes
Helping Divorcing Homeowners Navigate Real Estate Decisions with Clarity, Compassion, and Expertise
Divorce is one of life’s most challenging transitions, and when a house is involved, the decisions can feel overwhelming. As a Real Estate Collaboration Specialist–Divorce (RCS-D), I am dedicated to helping divorcing homeowners understand their options and make informed decisions regarding one of their most significant assets—the marital house.
Having gone through a divorce myself, I understand firsthand how emotionally and financially debilitating a life-changing event can be. That’s why I approach every situation with empathy, patience, and a commitment to helping clients move forward with confidence. Whether evaluating whether one spouse can retain the home, exploring refinancing options, assessing equity, or determining whether selling is the best path forward, I provide objective guidance tailored to each family’s unique circumstances.
Helping You Find Home—With Heart and Expertise
With over a decade of experience as a mortgage professional, I understand that every mortgage is more than numbers—it’s a personal journey. I take the time to listen and provide solutions aligned with my clients’ goals, financial realities, and future plans.
As an immigrant from the Philippines, I’ve personally experienced the pursuit of the American Dream and understand the profound value of homeownership. To me, real estate isn’t just about property—it’s about creating stability, building a future, and opening doors to generational wealth.
I am passionate about helping individuals and families navigate life transitions with confidence, whether they are purchasing a first home, restructuring finances after divorce, refinancing to meet changing needs, or planning for retirement. By collaborating with attorneys, real estate professionals, financial advisors, and other divorce specialists, I help create a team-based approach that supports the best possible outcomes for my clients.
My commitment is simple: to provide honest guidance, thoughtful solutions, and compassionate support every step of the way, helping clients make empowered decisions during one of the most important transitions of their lives.