NON-SOLICITATION POLICY: The RCS-D™ Directory may not be used to promote or market products and/or services to RCS-D™ Members, nor is it to be used for business development. This Directory and its content may not be copied, redistributed, or altered in any manner, nor may it be used for commercial or solicitation purposes.
Helping people make the right decisions!
Licensing: AZ LO-0911468 NMLS-218215
Call or Text: 480.220.2222 |eFAX: 855.423.1730
John Kramer, RCS-D, has been a loan officer since 2002. He has helped many clients over the years. John and his team make every effort to provide the most professional service available to their clients. Being a divorced home owner himself, John found a passion in helping divorcing home owners protect their credit and preserve their home ownership for the short and long term. Through detailed consultation, John’s clients are more educated and often able to make better decisions base on good information rather than emotion.