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Karen Keyser

RCS-D™ Sr. Mortgage Advisor and Retirement Mortgage Specialist | NMLS #135622 C2 Financial Corporation
Cell Phone: 7608032075 Website: The Funding Master

Biography

Boise ID and San Diego, CA

Notes

Who am I? Why this profession? How did I get here?
Here’s the 411!

In San Diego, California, I obtained my Real Estate sales license in 2001 and my Real Estate Broker’s License in 2006, and thus began my career as a Loan Originator. I began by teaming up with a progressive and reputable mortgage company which shared office space with Certified Financial Planners, Financial Advisors and Tax Preparers. Prior to acquiring my license in Real Estate, I moonlighted as a Certified Tax Preparer, in the same office, from 1994-2009. I worked for that private firm for over 15 years.

My “Life” experience comes from a career dedicated to public service. I am a retired San Diego Police Detective. I spent over 18 years standing up for and protecting the rights of others. Unfortunately, life threw me a curve ball and a serious health issue. I had to decide how I could best apply my investigative skillset, my passion for justice and a purpose of service. I have always stood for ethics, honesty, and integrity. My word has always been my bond. You might say I have an “old school” perspective.​

When I began to work in the private sector of the mortgage industry, I soon realized that there was a wide disconnect between what professionals in the field promised, and what was actually delivered. I was astounded to find the level of unscrupulous business practices that drew a sharp contrast to the values and ethics which I held to be true. Words like honesty, integrity, reliability, and credibility are NOT just sales slogans, but rather a foundation for a life dedicated to public service. I had found my new purpose!​

  This brought me to the conclusion that I needed to raise the bar on “Professionalism” within the industry. Don’t misunderstand me, there were and continue to be, exceptional Loan Originators in this business. We all unfortunately have often been over-shadowed by the horrific practices of the “bad seeds” in the industry.

 For the past 24 years I have strived to maintain the highest level of customer service. I work for my clients with the ought-most of transparency and endeavor to stand on their side; fighting for their rights to ensure they are given what they were promised and expected. The quality of my service speaks for itself. My clients are relational and generational. They refer their friends and family to me because they “TRUST” me to take care of them, as if they are my own family. I hold that near and dear to my heart and I don’t take that TRUST lightly.​

 My background, as a successful sexual assault detective, does set me apart from the standard Loan Originator. I took my sworn oath and obligation “To Protect and Serve” very seriously. I realize that I am responsible for making sure the hard-earned money and the dreams of my clients are not diminished or destroyed. This business requires an aptitude for investigative skill, high regard for level of care and attention to detail, to ensure the financial well-being of the client remains protected.

I endeavor to establish collaborative relationships with other financial professionals, to ensure our mutual clients are receiving the BEST guidance in Financial Wellness; education is key! I believe it is my fiduciary responsibility to educate all clients on all aspects of the mortgage loan process. I enjoy collaborative teaching and public speaking on the subject matter.​

I view and treat each loan as an opportunity to make things right for the consumer; to get the job done right, close the deal on time and to deliver what is expected…

I am the Funding Master!

I currently reside in Star, Idaho. I moved here in 2018, with my husband of 30 years, also a retired San Diego Police Detective, and our 2 French Bulldogs. We love life in Idaho! We enjoy travelling all over the world, but we really love Mexico! We are blessed with three sons, all of whom are very successful professionals. Two reside in Europe and the third in San Francisco. I am a “workout fiend.” I run on my Bowflex-elliptical but prefer working out with all my Besties, at “Pure Barre Eagle.” Mark and I love working out, hiking, playing “at” golf…LOL, dining out and visiting new places!​

I look forward to meeting with you!!

Don’t forget, “Call the Master!” Cheers to Good Health and a Happy Life!