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Paulo has lived in seven countries on four different continents. He speaks English and Spanish fluently, and is proficient in Portuguese. His Engineering education allows him to apply a detail-oriented approach to working with clients, identifying potential lending issues and cure problems before they happen. This translates to smooth transactions and punctual closings.
Paulo entered the mortgage industry in 2005 after attending Georgia Tech in Atlanta, GA. Unlike many mortgage professionals, Paulo remained in the industry throughout the 2008 financial crisis and subsequent recovery. This has allowed Paulo to experience mortgage lending at its worst and best moments.
Paulo’s upbringing and origination experiences provide him with a unique ability to better serve domestic and foreign High-Net-Worth clients seeking a Loan Officer that understands the complexities of corporate structures utilized by wealthy clients for estate planning and asset protection purposes. For this reason, many Financial Advisors, Divorce Lawyers, and High-End Realtors prefer Paulo to handle mortgage transactions of their clients.
Although Paulo is licensed to lend in multiple states, the majority of his experience has been with lending in South Florida. This interaction has made him an expert in lending to High-End clients, Divorce Mortgage Guidance, the intricacies of Condominium lending, and highly complex and irregular income-asset structures.